Financing
Make Your Procedure Accessible
Dr. Fern's practice accepts CareCredit and Alphaeon Credit — two of the most widely used healthcare financing options — at both the Greenwich and Manhattan offices. Promotional 0% APR financing is available for qualified applicants.
CareCredit
The healthcare credit card
CareCredit is accepted at both our Greenwich and Manhattan offices. Promotional financing options include 6, 12, 18, and 24-month 0% APR plans for qualifying purchases.
- ◈0% APR promotional financing (6–24 months)
- ◈Approved in minutes
- ◈Accepted at 250,000+ healthcare providers
- ◈Flexible repayment terms
- ◈No upfront costs or annual fees
Alphaeon Credit
Designed for aesthetic patients
Alphaeon Credit is a healthcare credit card designed specifically for aesthetic procedures. It offers competitive rates and terms tailored to patients pursuing elective cosmetic surgery.
- ◈Promotional 0% APR financing available
- ◈Quick online or in-office application
- ◈High credit limits for significant procedures
- ◈Specifically designed for aesthetic healthcare
- ◈Accepted at thousands of aesthetic practices
Process
How Financing Works
01
Apply
Apply online through CareCredit or Alphaeon, or apply in-office during your consultation. Decisions are typically instant.
02
Choose Your Terms
Select from available promotional periods (6, 12, 18, or 24 months at 0% APR for qualifying purchases) or standard financing.
03
Schedule Your Procedure
With financing in place, confirm your procedure date and deposit. The financed amount covers your surgical fee directly.
FAQ
When do I apply for financing?
We recommend applying before or at your consultation appointment. Having financing in place allows you to focus on the consultation itself rather than payment logistics afterward.
Does applying affect my credit score?
The initial application involves a soft credit check, which does not affect your score. A hard inquiry occurs only if you proceed with opening the account.
Can financing cover all procedures?
Yes — both cosmetic and certain reconstructive procedures may be financed through CareCredit and Alphaeon. Speak with our billing coordinator for guidance specific to your planned procedure.
What if I'm not approved for the promotional rate?
Both lenders offer standard financing options at competitive interest rates for patients who don't qualify for the promotional 0% APR terms. You may also consider applying with a co-applicant.
Can I finance multiple procedures together?
Yes. A combined procedure (such as a mommy makeover or facelift with eyelid surgery) may be financed as a single amount, which can make 0% APR promotional terms more accessible.
Is a deposit required?
A surgical deposit is required at the time of booking. The remaining balance is due before the procedure date. Both components may be financed.
Get Started
Discuss Financing at Your Consultation
Our billing coordinator is available to discuss financing options and help you apply. Contact our Greenwich or Manhattan office to get started.